Creative Headdress Awaits You

Its been a busy month but of course I always find time to my new hobby. That is creating accessories. This time around I tried making a headdress that is something extra ordinary. Someone out there may want to have this for any special occasions.

Suze Orman and Reason why I like her

Financial Literacy has not been my focus since I started working. However, few years ago, I happen to stumble upon the Suze Orman Show. At first, I simply just watch because I don't have something to watch early in the morning.

After that, I am falling in love with the whole concept of the show. The topics may be in the US and living condition may be in the US and I am in the Philippines but I am learning a lot because MONEY is a UNIVERSAL Entity.

My most favorite is the Can I Afford It and Approve or Deny. I have learned a lot from this. Though Philippines doesnt have the 401K or ROTH ROI or any other stuff the US has. It did made me realize that SAVINGS and preparing for my retirement, investment, health, emergency fund is definitely a need. I already new all these stuff and I thought of doing it when I reached the age of 40. Which is incredible incorrect and I am setting up myself in a RETIREMENT DISASTER.

The Suzy Orman Show, has made me all these realized. Emergency Fund for example. I thought that 3 months worth of expenses is already good for an Emergency Fund. However, Suzy is contradicting it and making it 8 months. Which if you are going to annalyze the current situation, she is making sense and YES it is better to have an 8 month secured while you are looking for a job or you got sick and need sometime to recover.

I think 3 mos of Emergency Fund is OK but why stick to 3 months when you can actually have 8 months to secure yourself.

Next key learning for me is the importance of having an investment. Before, when people say investment, I would immediately think it is house, car, jewelry, etc. I never thought about stocks, mutual funds, or any other long term money market fund. It is in the show that I heard Mutual Fund First that made me realize I need to have one too and make it long term...

The influence of the show to me is to step back whenever I am about to buy something and think if I can afford it. Well, I should have watched the show earlier then I may not be regretting now. At least, right now I am working really hard to get myself out of debt and start building my net worth. It will take time I guess. There'd be a lot of trial and error but I think that's what life has got to offer at least I am learning on something and making adjustments on my lifestyle and wishing that someday i'll get APPROVED. For now, I am ok with DENIED!!!! and start building my future's savings.

Exquisite Chain Leather and Chipped Stone Neclace

Previously I made a choker made of chain. This time, I made a little bit longer to be a necklace. I used chipped stones, crystal and pearls join them together and it did match everything.

Chain Leather and Crystal Choker

I got fascinated with chains as I am fascinated with crystals and leathers. So I  tried joining them together by weaving the chains together using a leather strips. It is painstakingly doing it but the end result is just as beautiful as it is.

I added the sparkling crystals and design them to standout but not overpowering the sparkles of the necklace.

This is out there waiting for the rightful owner though. I am excited as to who would be the new owner of this.

White Chipped Stone Necklace

Simple color but elegant when in use. That's how I see white necklaces. White is a friendly color as it matches all kind of color so when you but this kind of necklaces I am sure you would never go wrong.

One good think about this necklace is the idea that it has a smaller stones to make sure it will not over power the pendant and also the dress itself. You can go out and do shopping with a style or you go to church with such necklace.

Wandering Torquoise Necklace

I always make a point that weekend is such a productive day. This time around I made myself busy beading and making some necklaces and bracelets. Below is my new creation inspired by the upcoming summer breeze.

Red Pearl Bib Necklace

The moment I posted this necklace in Facebook. It immediately got boxed for the rightful owner. I also love the simplicity yet the idea of having a pearl necklace plain and simple. Seeing this used by the new owner in facebook is definitely an awesome. She simple use it to her office dress or to some formal occasions. I just love seeing it to the new owner.

Elegantly Plain Necklace

My new love necklace. The glassy look and feel of the crystals and stones are definitely awesome. What I like most is definitely the idea of an accessory that is somehow wearable. Something that it is easy to manage for people on the go.

White Crystal Necklace

Simplicity at its finest. That's how I see it. The necklace itself is white crytstal adorn with such a beautiful pendant. The bracelet compliments it really well. Crystals is just one of my favorite medium in creating accessories as it gives the elegant that I want. Elegant but it is still simply. With the color definitely it is wearable. Something that compliments the dress you wear.

Yet another Pearl Bib Necklace

No one can go wrong with pearls. It is always perfect for gifts and giveaways. It is also at its best when worn. Whenever I see women wore pearl necklace I always think their necklaces are perfectly good. I always see it beautiful no matter what.

Here's another one of my creation. This time around I use green pearl with dirty white large pearls.