Ber month finally kicks in... and so is the busy holiday season! Yes baby! Its holiday season. Back when I was younger... when September kicks in, you would already hear firecrackers and the start of Christmass rush, you would already hear Christmass songs and children starts thier Christmass Carolling.
I dont hear firecracker very often nowadays in September but I am sure hearing people start talking about Christmass and New Year.
So let me start my blog a very early HAPPY HOLLIDAYS my dear readers.
Now, the real holiday shopping rush here in the Philippines will start in the later week of November up until last week of December.
So for now here are some few tips for you my dear readers to avoid being in a terrible shopping rush and terrible traffic.
GIFTS AND GIVEAWAYS
Since Filipinoys by nature love gifts and giveaways might as well start your preparations there since this is tedious and definitely time consuming plus of course it can drain your budget most especially if you dont plan it in advance.
1. List down everyone whom you intend in giving a gift this Holiday Season. Categories them wether they are a family, a friend, or a god-children. Categorizing them would be easier for you to identify and ensure you are not forgetting someone in the list.
2. Plan your gifts. Its easier to have a generic item for kids, boys and girls, family member and or a friend. In this way it is easier to pre-determine your approximate budget for each category plus you can buy by bulk and have more chances of getting a bigger discount. BUY by bulk its always cheaper that way.
3. Scout for a store. Since you already have a list start scouting for a store who could give you better prices. Avoid buying stuff in a mall. Mall merchants are way more expensive so either you resort to buying online or visiting Divisoria or Baclaran and finding the best gift and giveaways this Holiday Season.
CHRISTMAS DECORS
Its high time for you to start checking the decorations you had last year. I hope you had preserve those decorations. So go ahead and unbox them and start checking for those decorations that are still re-usable. There will be decorations that needs repainting and a little repair needed. If you need to buy some you might start buying now as the prices are still quite cheap. For major items I would suggest you have them listed and buy them when it is out of season or in Janaury and the prices will drastically go as low as 70% off during peak season. Example a five foot Christmass tree is worth more than 3 or 4 thousand pesos during peak season but that would go down to as low as 1 thousand in Janaury in time for bext years holiday decoration. So for now, recycle the old one and repair them if needed then a new one in Janaury when the holiday rush dies down.
DONT SPEND ALL YOUR MONEY!
The best gift you can give yourself this Christmass season is your savings and security at old age. This is the time of the year where you will have your bonuses. So instead of having this all be spent for bruhahaha during the holiday you might want to have the 50% of it if not all in a time deposit for your emergency fund or start building your mutual fund.
Having an eight month emergency fund, mutual fund, or stock investment will at least help you when you can no longer work. When your old or when your kids go to college. Have your kids educational plan insured in a reputable company. OR get ab insurance policy so if anything goes wrong then at least your family will not end up misserable. All these will help you in the future.
In the coming months I will try to feature best stores to buy for your Christmass giveaways.
See you all next time!
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